How to Properly File a Fire Claim
How to File a Fire Claim Correctly
Dealing with the effects of a house fire can be one of the most challenging, stressful events of a person’s life. Even if everyone in your New Caney, TX, home makes it out safely you could still face the prospects of losing valuable, meaningful possessions. Fortunately, with fire restoration efforts and insurance coverage, you can recover many items and start to rebuild your life. It’s important to know the right way to navigate this process.
To minimize loss and preserve your safety, it’s crucial that you handle a fire emergency correctly. There are some essential steps you must take to ensure you get good coverage and prompt cleanup.
- Call 911 and get out safely.
- Contact your insurance company.
- For smoke cleaning and rebuilding, contact a professional fire restoration company.
Discuss the Incident
For your insurance agent to process a fire damage claim, you must recount the event. Tell your agent where the fire occurred, how it started, what it damaged, and whether there were any injuries.
Take Photos but Don’t Disturb the Scene
It will be helpful to provide your insurance agent with as much information as possible about the fire. If it’s safe to do so, take pictures of the damage and the extent of the loss you have suffered. While you do this, be careful not to touch anything. You want the insurance adjuster to look at the aftermath in the exact state it was left following the fire.
Get Restoration Teams Involved
The sooner you can hire a fire cleanup company, the faster your fire insurance claim should go. These two parties will work hand in hand so you can get prompt, thorough service. The cleanup team will board up windows and any holes in the siding or roof. This will prevent further damage and looting.
The fire restoration process on your damaged home will go much more smoothly when you file an insurance claim correctly. Adhere to these critical steps, and you can get back on your feet soon.